When Your IT Guy Is Also Your Accountant

Why Small Business Cybersecurity Needs a Reality Check

There’s a certain charm to the scrappiness of small businesses. Everyone’s wearing five hats, sometimes at the same time, and the same person who fixes the Wi-Fi is also reconciling your VAT returns. Charming, yes. Sustainable or secure? Absolutely not.

When your “tech guy” is also filing invoices, and your head of HR is also your niece who helps on weekends, it’s not just multitasking—it’s a compliance risk. Cybersecurity is no longer optional admin work; it’s a serious, legally bound responsibility. Regulators don’t care that the only firewall you have is a password-protected router from 2014. And the ICO has zero sympathy for breaches caused by “Kevin, who’s good with Excel.”

Risks of Wearing Too Many Hats (Especially Ones You Don’t Understand)

Cybersecurity compliance isn’t just about changing your password every 90 days or slapping antivirus on a few machines. It’s about knowing which data you’re collecting, where it’s stored, who has access, and how to defend it from threats. That requires structured thinking, awareness of legal frameworks (GDPR, PCI-DSS, etc.), and knowledge of threat vectors.

A part-time IT-accountant hybrid might be able to get your printer online and balance your books, but they’re not trained in incident response, encryption standards, or data retention policies. This isn’t a knock on their intelligence. It’s a recognition that expecting one person to be your cybersecurity expert and do payroll is like asking your barista to fly the plane just because they’re also good at multitasking.

Common results of DIY cybersecurity setups include:
  • Weak or default credentials stored on sticky notes
  • Outdated systems with unpatched vulnerabilities
  • Unsecured customer data being stored in public cloud drives
  • No incident response plan, because “we’ve never had a breach”
All of these are non-compliant. And when breaches happen—because eventually, they do—the financial and legal fallout isn’t “small business-sized.” Fines are often crippling, reputational damage is swift, and recovery costs can exceed annual revenue.

What to Outsource and Why

Outsourcing doesn’t mean giving up control. It means knowing what you don’t know, and bringing in experts who do. Think of it like hiring an electrician instead of rewiring your office yourself with a YouTube tutorial and a prayer.

Here are key cybersecurity responsibilities that small businesses should seriously consider outsourcing:
  • Firewall and network configuration
  • Regular vulnerability assessments and penetration testing
  • Compliance gap analysis (e.g. how far off you are from GDPR or other standards)
  • Data backup and disaster recovery planning
  • Security awareness training for staff
Even small-scale managed security service providers (MSSPs) offer affordable packages tailored to tiny businesses. Yes, it’s an investment—but so is locking your front door at night. You don’t have to build a fortress, but at least put up a proper fence.

How to Triage Without a CISO

Not every small business can afford a Chief Information Security Officer, and that’s fine. But that doesn’t mean you can ignore the responsibilities a CISO would normally handle. Triage is about identifying what matters most, handling what you can, and outsourcing what you can’t.

Start by asking simple but important questions:
  • What kind of data do we collect (personal, financial, medical)?
  • Where is that data stored—and is it encrypted?
  • Who has access to it, and how is that access controlled?
  • Do we know what to do if that data is stolen or leaked?
Once you’ve mapped this out, you can start building a security roadmap. You don’t need to get ISO-certified overnight. Start with the basics: enable multi-factor authentication (MFA), get a decent password manager, encrypt laptops, and make backups that are actually tested.

Also: write things down. Even if it’s not elegant, having a basic document that outlines your data protection steps, access policies, and breach response procedures is better than nothing. Regulators look kindly on effort—even when imperfect—if it shows you took risk seriously.

When Spreadsheets Meet Spyware

There’s something genuinely risky about asking the same person to both secure your IT infrastructure and file your tax return. These are entirely different disciplines. The accountant mindset is about accuracy, numbers, and compliance codes. Cybersecurity is about threat models, behavior monitoring, and response agility.

Expecting one human to juggle both is an operational bottleneck and a risk multiplier. One missed software patch could expose thousands of records. One unsecured FTP server could violate data protection laws overnight. If something does go wrong, it won’t be your accountant-turned-IT-person who takes the heat—it’ll be you, the business owner.

Small businesses don’t get a free pass because they’re small. If anything, they’re easier targets. Hackers love SMBs because they assume—usually correctly—that security is an afterthought. Compliance, therefore, isn’t a luxury. It’s your last line of defense before reputational and legal disaster.

Cybersecurity Isn’t a Side Hustle

It’s tempting to believe that someone on your team who’s “pretty good with computers” can double up as your compliance expert. But cybersecurity isn’t just about technical skills—it’s about policy, law, risk management, and process design.

You wouldn’t let someone who’s “pretty good with first aid” perform surgery. So don’t let someone who once unboxed a firewall write your data protection plan.

Outsourcing doesn’t mean losing control. It means putting critical tasks in the hands of people who can be held accountable for their execution. Internal staff should focus on implementing policies and maintaining procedures—not inventing them from scratch.

Spreadsheet Admins Can’t Stop Hackers

DIY culture has its place. Paint your own office, design your own logo, write your own ad copy. But cybersecurity compliance isn’t arts and crafts. It’s not a side gig. It’s regulated, technical, evolving constantly, and absolutely unforgiving when mistakes are made.

Let your accountant do the books. Let your IT guy set up the printer. But when it comes to compliance, give the job to someone who actually knows what they’re doing—and can prove it.

Otherwise, the next thing you’ll be reconciling might be your customer trust account… and your legal liabilities.

Article kindly provided by bluefootprint.co.uk